Savings Account: HaoBTC
HaoBTC is the leading Chinese Bitcoin wallet provider. Besides having many features, which we will go one-by-one, you will see the most important information on their bitcoin savings account – bitcoin interest rate, minimum deposit, payment rate etc.
Furthermore you will see their platform, without the need to sign up.
Paying Status: PAYING | https://haobtc.com/![]() | Comments: 0 ![]() |
Interest rate: 2.00 % Min. deposit: 0.0025 BTC | Payouts: MONTHLY Withdrawal: MANUALLY Payment methods: |
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Added: 13.05.2016 | Monitored: 2755 days | Last Payment Receipt: |
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HaoBTC: Page Overview
When you first login into your haobtc account, this is what you are going to see:
The page is full of information. On the side, you can see the features of haobtc: Wallet, CNY, Exchange, Finance and E-vault.
HoaBTC Wallet
At the moment of login, you are in your wallet. The main panel contains information on your current bitcoin and CNY balance. You can easily send or request an amount of BTC. Also, you are able to see the current buy and sell price in CNY. Besides seeing the annual interest rate of 2% (24.05.2016), you need to pres on ‘Interest history’ to see the latest payments:
Each day, some interest is getting ‘freezed’. This interest is paid daily, but you can ‘unfreeze’ it only at the each first day of a month. This is not that flexible, as far as we can judge.
HaoBTC CNY
On the CNY you can buy and sell Bitcoin for CNY.
HaoBTC Exchange
This is how the HaoBTC Exchange page looks like:
You can easily make sophisticated limit buy/sell orders. Also you are able to see the current Bid/Ask. You even have a nice adjustable chart:
The HaoBTC fees are as following:
- Buy and Sell Bitcoin: 0.2%
- Bitcoin Withdrawal: 0.0005 BTC per transaction
- CNY and Bitcoin deposit: free
HaoBTC Finance
This is something very interesting. Minimum investment of 10 BTC, with a monthly dividend payment of:
With each month, the dividend payment is increasing.
How does HaoBTC Finance pay that high dividend?
HaoBTC runs one of the largest bitcoin mining operations in China. Here are their current stats (24.05.2016): daily mined 172BTC, 66 PH Hash Rate, 2205 BTC on paid out dividends:
HaoBTC runs a hydro station to generate the electricity needed for their own mining farm. Paying dividends for the savings and finance accounts.
HaoBTC E-Vault
The HaoBTC E-Vault is a way a number of members (between 2 and 10) that can access a wallet. This can be compared to a company wallet. Also, you can set the number of members, which need to accept the unlocking to open up the vault and access the asset in the e-vault.
Summary: HaoBTC
HaoBTC has a cold wallet balance of more than 10190 Bitcoins in case of something goes wrong. This is a major security bonus, for those wanting to invest somewhere. With more than 35 Team members, HaoBTC is one of the most trustworthy companies since day 1.
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Bitcoin Savings