By 
Jun 11, 2016
What is BTCjam?
On BTCjam is a peer to peer Bitcoin lending and borrowing platform. Here you get personal loans and investing opportunities. With more than 2029 satisfied borrowers, 19732 loans funded and 17 Million $ total amount lend, BTCjam is the biggest player in the bitcoin lending business!
BTCjam is in our opinion the lending platform with medium risk and good yield. Take care, there are no risk free earnings!
If you need more information on lending and borrowing, than you should definitely check out our article on lending sites.
Paying Status: PAYING | https://btcjam.com | Comments: 2  |
 [thumbs-rating-buttons] | Interest rate p.a: 5% - 15% Terms: 30-365 Days | Credit Scoring System: A, B, C, D Payment methods: |
| Added: 01.06.2016 | Monitored: 2736 days |
More information (Profile, Pricing, News) about this Cloud Minining Service
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Borrowing on BTCjam
As they advertise getting a loan on BTCjam is easy; this is true. You can get a fast and easy loan application in just some minutes. Most borrowing happening on BTCjam is on one of the following reasons: Credit card refinancing, mining, trading or some kind of business.
Investing on BTCjam
BTCjam try to improve on a daily basis. But this is something they don’t always succeed. There are still plenty of scammers trying to get our coins. If you take your time trying to figure out their profiles and business ideas, you can easily find out who is a legit borrower and who not.
The credit profiles of the lenders are categorized from A to D. Risk and reward are linked. Meaning, the higher the risk is, the higher the return rate will be. BTCjam adverties a overall repayment rate of about 90%.
If you plan to borrow – then you should be as straight forward as possible. Try to explain what you are going to do with the Bitcoins and clarify how you will make more Bitcoins for the investors.
If you plan to lend – then you should take your time and investigate the offers. If you invest smartly, you might be able to earn good percentages. Check out if the borrower has positive reputation and most importantly, how often has he repaid something. If they have never repaid anything and have no loan activity, then you need to be extra careful. Also ASK QUESTIONS! You can ask them under their funding page everything you want to know – i.e if they state they want to improve their mining rig, then ask for pictures.
As always, we DO NOT RECOMMEND to invest in autoinvest functionalities!
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Categories:
Bitcoin Lending
Emprendedor en búsqueda por crédito para iniciar proyecto de servicio a varias comunidades, reintegro del capital prestado rápido una vez iniciado operaciones de servicio, con plan de crecimiento para invertir en tecnología para agilizar proceso
can you borrow with a guaranteed mining account?
Hola estoy buscando préstamo de 1200$ en un corto plazo. Para invertir en una compañía de bitcoin saludos.
Hi im looking for 7700 usd in bitcoin so i can upgrade my coinbase wallet and receive certain amount of bitcoins. Because my account is new, i cant receive it. Im with bitfxnex and i trade with them. They told me that if i buy 7700 usd in bitcoin, i will instantly get my payment. So its just to buy bitcoin to upgrade my wallet and then i would return it as soon as i get the paymeny. All i want is my invesment, it took all of me and i really need that money to be able to buy… Read more »
I’m looking to borrow $60 in BTC
Hello I’m Chris Scheicher, I’m opening 4 Btc Websites and I’m abit short on money, I’m a programmers and I know each site will generate big income,i’m looking to borrow $500 in BTC over a short amount of time, Regards Chris.